A few years ago, I had a terrible credit score. Since I had screwed up with credit lines that I had previously, I had a much harder time getting credit. Since I had REALLY blown it with two previous credit cards, my accounts had been closed and I couldn’t get new ones. When you [...]

I owe my jump from a sub-500 credit score to a 771 credit score primarily to secured credit cards. A few years ago I couldn’t get credit to save my life. I had screwed up with the first cards I took out – I was an idiot and I ruined my credit. About two [...]