Thinking about getting a second mortgage with no equity in your home? Think again! The perils of getting a 2nd mortgage with no equity are many, but the most significant is home property is never stable. A home can rise and fall with value and ninety percent of the time, you’ll have no direct influence [...]

Lenders today look at one number above all else when deciding what interest rates and points to charge you when you’re looking for a mortgage loan: your credit score. If you want to lose money, try financing your mortgage with bad credit.
Your credit score is compiled by the nation’s three credit bureaus, Experian, TransUnion [...]