It’s important to keep abreast of the current prime rate in order to decide if it’s time to refinance your mortgage. If you’re wondering “should I refinance my mortgage”, perhaps it’s time to check into your options and make a decision. What are your options and how can one decide if it’s time to refinance? [...]

When the economy slows down and interest rates are low, it’s the perfect time to for mortgage refinancing. A mortgage refinance can lower your monthly payments, the interest on the loan and, as a result, can save you hundreds of thousands of dollars over the life of the loan.
When the interest rates fall, the first [...]

Lenders today look at one number above all else when deciding what interest rates and points to charge you when you’re looking for a mortgage loan: your credit score. If you want to lose money, try financing your mortgage with bad credit.
Your credit score is compiled by the nation’s three credit bureaus, Experian, TransUnion [...]