Online credit card debt consolidation does exist but there are a lot of pitfalls involved in this kind of debt. What are the pitfalls and benefits associated with getting online debt consolidation and what type of credit cards do the trick? Understanding the fundamentals of debt is important to understanding why debt consolidation is important [...]

Today we had a question come in from a reader that asked, “does a secured credit card immediately boost your credit rating?”
The question is actually a little more complicated than it seems. Yes – secured credit cards will help your credit score, if the card company reports to the credit bureaus. However, No – [...]