Sometimes I feel as though my body is hardwired to accept any and all credit card offers I find in the mail (or in magazines, newspapers, online etc). It’s a dangerous habit that my husband has, quite frequently, railed against. When at one point I had over five cards, three of which were maxed, he [...]

About ten years ago, I started collecting credit cards like they were valuable stamps. It didn’t take long to get in over my head. With several credit cards at max balance and the minimum monthly payments it didn’t take long until I was behind on payments. At this point, like many other people, desperation clicks [...]

In the days where I worked for Wells Fargo I had a long hard look at debt consolidation services. Debt consolidation in today’s age of credit cards is crucial for every borrower to learn about. When stuck with a mounting pile of debt and rising interest rates, a debt consolidation is the best option for [...]

How you ask do you go about finding the best high yield savings accounts?  Well Google is your friend as are sites like bankrate.com. While you can look for local bank rates your best bang for the buck will usually be looking for a high yield online savings accounts.
Online high yield savings accounts are [...]

Everyone likes the idea of  high yield savings account.  You just take your money, put it in the bank, and sit back and bank coin.  Well the truth is that this is not real, at least not now, and maybe never.  Interest rates are at all time lows as of this writing (short term [...]