The population of the United States is around 300,000,000 people. Why is this important in the discussion of how to get a mortgage with bad credit? Bad credit is embarrassing! It helps to know that of the 300,000,000 people in the USA, 110,000,000 of them have suffered bad credit. Yes, that’s around one third [...]

If you’re not an avid business or real estate news reader, you’re probably unaware of the current lowest mortgage rates in the USA. Simply typing in mortgage interest rates USA gives you a bevy of sites to choose from (most notably bankrate.com), but what does that tell you about what’s available for you in terms [...]

Understanding the lending process with regards to mortgage loans is a confusing and frustrating process. First the terminology is vast and second the interest rates and terms vary by lender. The terminology is probably the hardest to understand and the rates by far the hardest thing from which to choose. Lenders sometimes give “cheat sheets” [...]

The best part about economic tough times is that the prime rate usually falls so low that it’s a great time to refinance your mortgage. Economic booms are a great time to sell, but when it comes to getting the lowest mortgage refinance rates, the economic recession is the way to go. While the prime [...]

When just starting out in life, it’s difficult to establish any credit. If you’re in college there are a lot of great options to help get your credit on its feet without having to finance a home or car. While car loans and home loans are the most exceptional types of credit, meaning they give [...]

There are several ways to increase your credit score. Knowing what your credit score consists of is the most important factor before deciding your course of action. A credit score is not just a history of your payments, it’s a compilation of many different numbers and statistics based on all credit behavior. It’s partially payment [...]

Thinking about getting a second mortgage with no equity in your home? Think again! The perils of getting a 2nd mortgage with no equity are many, but the most significant is home property is never stable. A home can rise and fall with value and ninety percent of the time, you’ll have no direct influence [...]

Whichever reason you need a loan there are thousands of different choices to make before applying. The first of which is what type of loan to get, unsecured credit loans or secured credit loans. It’s important to understand the difference between the two and how both can benefit or put you at a disadvantage. The [...]