Credit cards are a part of everyday life for most people. Many people have more than one. They’re the ideal item for emergencies and special occasions. Credit cards require good credit because they have no collateral. Credit card applications are for a revolving credit line based on signature only. If you don’t have good credit, [...]

If you just recently started a business it’s both exciting and terrifying. The perils of starting a business are incredible and the barriers long and high. For instance, if you want to get a credit card for your new business, it’s next to impossible without your business having credit. The owners of the business usually [...]

If you’ve been turned down for credit because you have no credit history, or because you have collections, past due payments or a low FICO score, a secured credit card is your best answer. Secured credit cards help rebuild credit, or build first time credit (keep in mind if you have no credit at all, [...]

A few years ago, I had a terrible credit score. Since I had screwed up with credit lines that I had previously, I had a much harder time getting credit. Since I had REALLY blown it with two previous credit cards, my accounts had been closed and I couldn’t get new ones. When you [...]

Credit cards for bad credit borrowers are impossibly high interest, but at the same time they can help one improve their credit. Bad credit, credit cards are better known as secured credit cards. They are one of the only types of credit card available for consumers with bad credit. So what exactly is a secured [...]

Not too long ago, I found myself in a bad situation. I had a terrible credit score. It was a tough time for me – I honestly had no idea how I was going to dig out of that mess. I didn’t want to be one of those people who could never own a [...]

A very common question that I get asked frequently is whether it’s possible to get credit cards with bad credit. This of course depends on a variety of factors, including how bad your credit score actually is. Getting an unsecured card probably won’t be possible unless you have a score that’s in a certain [...]

Online credit card debt consolidation does exist but there are a lot of pitfalls involved in this kind of debt. What are the pitfalls and benefits associated with getting online debt consolidation and what type of credit cards do the trick? Understanding the fundamentals of debt is important to understanding why debt consolidation is important [...]