A new business has a lot of expenses, sometimes urgent. When the loan money is depleted many business owners are forced to use personal credit cards or checking accounts. This, however, isn’t great for the company’s credit history. A company needs credit history to gain better the best business credit card offers. Business credit cards [...]

Sometimes I feel as though my body is hardwired to accept any and all credit card offers I find in the mail (or in magazines, newspapers, online etc). It’s a dangerous habit that my husband has, quite frequently, railed against. When at one point I had over five cards, three of which were maxed, he [...]

About ten years ago, I started collecting credit cards like they were valuable stamps. It didn’t take long to get in over my head. With several credit cards at max balance and the minimum monthly payments it didn’t take long until I was behind on payments. At this point, like many other people, desperation clicks [...]

Not long ago I posted an article on how to eliminate credit card debt. While eliminating credit card debt was my ultimate goal (because, well, I had more than five cards open (not including my husband’s), perhaps other people wish to only lower credit card debt. Lowering credit card debt is important, not only because [...]

Ever wonder why credit cards for people with a poor credit rating are so important? Bad credit is like a poor guest that arrives in your house, eats all your food, gives you a cold and then invites itself over the next day to start the cycle all over again. Once it infects you, it [...]

The best consumer credit cards are not always given to the people with the best credit. I know that’s shocking right? But it’s very true. Credit card companies look at the value of the consumer and their credit history to judge which offers they send out. Don’t get me wrong, good credit is absolutely vital, [...]

If you’re in the market for an easy credit card application your best bet is to fill out an online credit card application. The “easy” part is doing the research for what credit card best fits your situation and what types of credit are out there. There are many different types and brand names of [...]

Debt is sometimes more frustrating than being unable to buy something with a credit card. Getting that brand new TV sounds great at first, until the credit card minimum payments go up, and remind you of exactly how much you spent. There is of course, those of us that can focus on those small monthly [...]