You’re mired in debt and creditors are calling constantly. You’ve been stressed out, frustrated, unhappy and anxious for months as the debt continues to plague you. Does this sound like you? If it does, and you’ve been tempted to use a debt management program, you’ll want to know your options beforehand.
First it’s important to note [...]

Online credit card debt consolidation does exist but there are a lot of pitfalls involved in this kind of debt. What are the pitfalls and benefits associated with getting online debt consolidation and what type of credit cards do the trick? Understanding the fundamentals of debt is important to understanding why debt consolidation is important [...]

1. The illusion of wealth principle. When you’re able to buy something cool, it feels like you have money, even when you don’t. People that don’t have money tend to ‘need’ to make purchases a lot more than people who do have it. However, there are people with high incomes who also have out [...]